Proper books for your money — cash, credit, and bitcoin with its real cost — kept on your device.
Net worth, cash, credit, and every coin you hold — current the moment you open it. One screen, no accounting homework.
Each coin carries its date and cost across wallets, through transfers, into every sale. When a broker's form reports a blank cost for coins you moved in yourself, your books show the real number.
Your books are written on your device and locked to a key you hold. Sync uses open relays that store only what's already encrypted.
The same twelve words sign you in to both apps. Your borrowing plan lives in Personal ₿LOC; the records live here.
Plan and run a bitcoin-backed line of credit — LTV defense, the monthly playbook, liquidation sims. The borrowing side of the house.
Spending, income, credit, and native bitcoin cost tracking in one place. The record side of the house — a year of ₿LOC activity imports as drafts you approve.